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Securing the site in relation to insurance of alienation risk
Bachan, Jan ; Šenigl, Jaroslav (referee) ; Hanák, Tomáš (advisor)
This thesis deals with construction site security, particularly against theft by insurance. The main goal of the thesis is to compare the products that are suitable for this aim and that are offered by the biggest security companies on the local market. First it was important to identify the type of property which is most often the subject of theft, then the persons or groups of persons who might be potential thieves, and also the most frequent way of conducting this criminal activity. Furthermore, time and cash plan was devised from a family house budget. Then it was necessary to write down an inventory of the working tools that are going to be owned by the investor. In this model case the investor is going to do the construction on his own. After discovering this data I conducted a comparative analysis of the insurance products offered by the four biggest insurance companies on the market. The result of this work is the choosing of the most appropriate insurance product, which would be the best at covering the potential danger of theft at the construction site.
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Cost Considering for House Security Against Robbery and Fire
Nováková, Jolana ; Witala,, Lukáš (referee) ; Kocourková, Gabriela (advisor)
This thesis deals with cost analysis for protecting home against theft and fire, while once the solution is a building object without security, and once with security. Firstly, three insurance companies were chosen, and home insurances were negotiated in both alternatives of security. Lastly, antifire and security components with their annual audits were chosen and evaluated. The result of this thesis is a comparison of costs for the secured building object, and measurement of influence of the insurance amount.
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Issues of Sum Insured and Premium Determination in Property Insurance
Pískatá, Petra ; Šenigl, Jaroslav (referee) ; Hanák, Tomáš (advisor)
The aim of this bachelor’s thesis is to describe the issue of sum insured determination and insurance fee assessment. In the first part the insurance appraisal using metodics of insurance business are compared to real estate value assessed in accordance with law and finally to structural budget price. The second part deals with actuarial mathematics, on which the insurance rate calculation is based. Furthermore, factors having an effect on final insurance pricing are commented on. Both of these parts come with a conclusion and recommendations for all who are interested in entering into a contract. Some sound principles to follow when concluding an insurance contract of this type are also mentioned.
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Issues of Sum Insured and Premium Determination in Property Insurance
Pískatá, Petra ; Šenigl, Jaroslav (referee) ; Hanák, Tomáš (advisor)
The aim of this bachelor’s thesis is to describe the issue of sum insured determination and insurance fee assessment. In the first part the insurance appraisal using metodics of insurance business are compared to real estate value assessed in accordance with law and finally to structural budget price. The second part deals with actuarial mathematics, on which the insurance rate calculation is based. Furthermore, factors having an effect on final insurance pricing are commented on. Both of these parts come with a conclusion and recommendations for all who are interested in entering into a contract. Some sound principles to follow when concluding an insurance contract of this type are also mentioned.
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Securing the site in relation to insurance of alienation risk
Bachan, Jan ; Šenigl, Jaroslav (referee) ; Hanák, Tomáš (advisor)
This thesis deals with construction site security, particularly against theft by insurance. The main goal of the thesis is to compare the products that are suitable for this aim and that are offered by the biggest security companies on the local market. First it was important to identify the type of property which is most often the subject of theft, then the persons or groups of persons who might be potential thieves, and also the most frequent way of conducting this criminal activity. Furthermore, time and cash plan was devised from a family house budget. Then it was necessary to write down an inventory of the working tools that are going to be owned by the investor. In this model case the investor is going to do the construction on his own. After discovering this data I conducted a comparative analysis of the insurance products offered by the four biggest insurance companies on the market. The result of this work is the choosing of the most appropriate insurance product, which would be the best at covering the potential danger of theft at the construction site.
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Cost Considering for House Security Against Robbery and Fire
Nováková, Jolana ; Witala,, Lukáš (referee) ; Kocourková, Gabriela (advisor)
This thesis deals with cost analysis for protecting home against theft and fire, while once the solution is a building object without security, and once with security. Firstly, three insurance companies were chosen, and home insurances were negotiated in both alternatives of security. Lastly, antifire and security components with their annual audits were chosen and evaluated. The result of this thesis is a comparison of costs for the secured building object, and measurement of influence of the insurance amount.
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Analysis of household and property insurance on the Czech market
Papp, Ondrej ; Gruber, Petr (advisor) ; Hanzlík, Karel (referee)
Bachelor thesis deals with the analysis of household and property insurance on the Czech insurance market. The aim is to create a list of insurance companies providing this type of insurance and compare them. The first unit focuses on the theory, especially on general characteristics of household insurance, property insurance and liability insurance. The second unit focuses on insurance companies and their insurance products. The third unit contains information about the Czech insurance market and comparison of insurance products, using model examples. In conclusion there is evaluation of the information based on the created analysis.
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Using Quantitative Methods for Home and Real Estate Insurance
VRÁNOVÁ, Eliška
The goal of the bachelor thesis is to compare the offers of insurance companies and to choose an optimal variant for a client. In the theoretical section the basic terms of insurance, home insurance and insurance of real estate are explained. For a multi-criteria evaluation of alternatives, methods for assessment of weights and the order of alternatives are described. The practical part describes property, 8 insurance offers and listed criterions. With the help of the methods described in the theoretical part the optimal variants of the offers of insurance companies' are calculated.
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Immovables insurance
Růžková, Lucie ; Ducháčková, Eva (advisor)
The paper deals with the immovables insurance. This insurance line up non-life insurance. In the paper there is describe general one theory. The text focuses on legal regulations. Many facts are illustrated through tables and charts for clarity. Futher parts deal with concrete examples of Česká insurance company, Kooperativa and Allianz insurance company.
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